Are You Running a Top 5% Bank or Just Telling Yourself You Are?
Discover the Breakthrough Blueprint That Helped Over 100 Community Banks Skyrocket ROA, NIM, and Cross-Sales—Even During Downturns
For Members: Call (952) 820-0360 | Non-Members: Call (952) 737-6730
Where Do You Want the Biggest Breakthrough?
My top priority is:
Net Interest Margin
Grow Net Interest Margin—Even Now“We don’t need a 12-point plan. We need a 150-basis-point leap that doesn’t rely on crossed fingers.”
Low-Cost Deposits
Escape the Deposit Death Spiral“We refuse to beg for deposits with teaser rates. We want a system to attract and keep the right ones.”
Loan
Growth
Grow Loans Consistently—Without Rate Matching
“We need a loan growth machine that attracts and closes high-quality borrowers at premium pricing.”
Performance
Culture
Don’t Just Build Culture—Build One That Performs.
“We have great people but not a great performance culture. We need drive, ownership, and accountability embedded into the culture itself.”
Cross
Sales
Turn Cross-Selling Into a Competitive Weapon
“We haven’t cracked the code of becoming the only bank our customers need or want. It needs to be one of our greatest growth mechanisms. How can we do that?”
Strategic
Planning
Stop Planning. Start Executing.
“We have a plan, but we’re not getting traction—or ROI. It’s time to make it work.”
You Deserve to Be a
Top 5 Percenter™
“We Achieved a NIM of 6.4, an ROA of 4.25, and an ROE of 34.14%.“
C. Burson
President & CEO
Valley Bank of Commerce
2024 Extraordinary Bank of the Year™ Award Winner
“Thankfully,
They Saved My Bank
from Being Sold.”
C. Holland
Chief Executive Officer
Farmers State Bank of Alto Pass
2022 Extraordinary Bank of the Year™ Award Winner
“Doubled Our Size
with a Third Less
Team Members.”
N. Grigsby
President & CEO
Farmers State Bank
2023 Extraordinary Bank of the Year™ Award Winner
Most Profitable Year Ever
“Before Roxanne, we had lost direction. We knew we needed growth and a culture shift. Since joining The Emmerich Group, our deposits are up 22%, our customer satisfaction rating is 9.90 out of 10, and we are experiencing our most profitable year on record. This is the best investment we’ve ever made.”
J. Burnett
Chief Executive Officer
Libertyville Savings Bank
A record year for earnings and growth
“Over the last decade as an Emmerich Group client, we have more than doubled assets while becoming very profitable. We look like we’ll end the year with a 5 NIM and a 2 ROA. We had a record year for earnings and growth.”
P. Steele
Chief Executive Officer
Builtwell Bank
The Breakthrough Banking™ Blueprint Conference is a 2-day event for bank leaders ready to grow low-cost deposits, boost performance, and outpace competitors using proven strategies—without rate-matching or outdated tactics.
- October 28-29, 2025
“The day after attending Breakthrough Banking Blueprint Bootcamp, our CSR used the needs assessment techniques you taught with a customer opening a new account. Guess what? The customer pulled a $250,000 check from his billfold and opened an account! The additional cross-sales that are materializing are amazing. This is only a fraction of what’s happening here since attending the event.”
The Super Conference 2025 is a 2-day conference for elite, results-oriented bankers aspiring to get to and stay in the top 5%, scale fast, attract top talent, and dominate their markets.
- September 23–24, 2025
- Atlanta, Georgia
“This isn’t just a conference, it’s a masterclass in banking excellence. The speakers are top-notch, and the strategies shared are transformative.
Permission to Be Extraordinary™ 2025 is a
2-day private gathering of The Performance Uprising™—those rare Top 5 Percenters™ who choose to rise, stay at the top, and never settle.
- August 21–22, 2025
- Naples, Florida
“Permission to Be Extraordinary brings out the best in individuals to become better executives and team members to elevate the entire team.”
Become a Top 5 Percenter
In community banking, having good people is simply not enough. The Emmerich Group gives you the guidance, training, and proven systems to move your bank to a whole new level—to join the ranks of the elite Top 5 Percenters™️.
No One Has Helped More Banks Get to the Top 5%
For more than 30 years we have acted as an extended executive team for hundreds of community banks. We have made high performance into the basic standard practice of the industry’s elite. Are you ready for the next level?
Hundreds of Community Banks Prove the Point
Our banking advisory organization offers a customized-to-you approach that integrates and addresses all the disparate elements critical to your bank’s results. To serve you best, strong systems are far from static and carved in stone. Your systems must adapt to environmental changes. Because the foundational principles that underpin them remain clear and unchanging, the system will flourish in every new incarnation.
Featured Program
Elite Performance Accelerator™
Over-subscribed – Available by
application or recommendation
and approval only
Convert your bank into a Top 5 Percenter with our signature program:
- Attract a steady flow of low-cost deposits.
- Create a stream of A+ quality loans at premium pricing.
- Tie all of your team members and their activities to profit.
- Double and triple your cross-sales in less than six months.
- Identify and systematically convert high-profit customers.
This all-inclusive system will bring your bank to peak performance and keep you there. The Elite Performance Accelerator Program…your guaranteed ticket to becoming a Top 5 Percenter.
Accredited Banking Professional™
The program behind the transformation of the highest performing banks of America, designed to identify and bring in your most profitable customers with an 85-90% close rate.
Trusted Advisor Certification™
Stop giving lip service to the words “Trusted Advisor”. Bring real expertise to your prospects and customers to become the only banker they will ever want or need.
High-Performance Executive Development™ Program
The one program designed to turn good leaders into great leaders by showing them how to master the skills of results-driven performance and total accountability.
Management Development Certification™ Program
Finally…a system to tie every person in your organization to the strategic plan, the KPIs and the critical core values so that everyone on your team creates a maximum ROI.