The War on Community Banking is Real

Big Banks, FinTech, Congress and Regulators have declared war on community banking and on you and your bank in particular…

This is the home of community banks determined to survive and win against the onslaught…

As a community bank leader you’re facing a defining decision…Disrupt or Be Disrupted.

The big banks are conspiring, right now to “buy” your best consumer accounts with incentives to move. Oh, and they want your commercial accounts too!

FinTech firms believe you’re unnecessary—in their eyes you, we, are dinosaurs…all but extinct. (Want proof? Three direct attacks were launched on you during Super Bowl 50—the most egregious from PayPal, who taunted bankers as “the old money.”)

And, the next big bubble of new customers—the Millennials—are listening to the FinTech firms. Research shows that 73 percent of Millennials believe they don’t need a bank and expect a tech startup to handle their money in the near future.

Finally, Congress and the banking regulators are handcuffing your ability to compete against the “too big to fail” and the new “non-bank” tech competitors.

It’s the perfect storm and it will sink…it is sinking…many community banks.

We Are Decidedly Different, Our Approach—Dramatically Effective—Yet, Not for Everyone and Maybe Not for You…

To be honest, we are not for “most” bankers. Many choose to cling to tradition, as if riding the top of the mast to the bottom of the sea is a solution for survival. Others want to get different results, want to return to the time when banking was a fun, rewarding business, but fear change themselves, or are afraid their people can’t or won’t change.

If that is you, be honest with yourself. You may not be a candidate for what we do.

For that special banker who sees a vision of the community bank of tomorrow that is, once again, the central business institution in the community…that is innovative…that attracts the best customers within the market because they receive such overwhelming value…

If you are that banker, you’ve finally found it…

Your port in the storm…

If You Qualify…

…you, like our client banks can expect rapid improvement—all key needles advancing at once…simultaneous, not sequential…

We specialize in hardening your defenses and, simultaneously, giving you new, different, firepower to combat the new threats. We install, in your bank, the Franchise System of Banking—a proven success model for high-performing community banks.

“The Model” is responsible for taking many of our clients from bottom-quartile performance to Top 5 percent, even #1 in their state, in just a few years. And, following “The Model” you can expect to experience growth, positive needle movement and dramatic performance-cultural improvement within 30-60 days (and that’s just the start).

To experience what it might be like to work with us, I recommend that you request a coaching session with one of my Emmerich Certified Community Bank Coaches. There is no charge, but you must meet our strict, but reasonable criteria:

  • You must be a community bank with assets between $250 Million and $2.5 Billion.
  • Your CEO and at least one other executive or board member must participate in the call.

During your private call, you’ll have the opportunity to bring one issue related to growing your bank and one of my coaches will work with you to develop a battle plan for that issue. We will demonstrate to you what it might be like to work with us. And we’ll evaluate you to determine if your bank fits our strict guidelines for new clients.

To begin the application process for your private coaching session click the button.